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WageDayAdvance - Who are they?

Wage Day Advance Limited are a UK based lender with their head offices in Skipton in North Yorkshire. They have been operational for 12 years.

How much can you apply for?

You can apply for up to £750 with Wage Day Advance, although first time customers are likely to be limited to £350. These are payday loans for up to 42 days.

How quickly can they supply the loan?

If you pay an optional £15 charge for express payment, you can receive the cash in your account on the same day that you apply (except Sundays, when it will go through the following day). Without this optional charge, you will receive the money within 3 working days.

What do they charge?

If you borrow £100 with Wage Day Advance for up to 42 days, you will repay £129.50 in interest with an APR of 7069%.
Because this is a payday loan, you will need to repay the entirety of the loan plus any interest and charges in a single repayment, which is designed to be taken out on your payday.

How do their charges work?

If you take out a payday loan with Wage Day Advance, you will repay the same amount no matter how long you take the loan out for within the agreed period. So if you borrow for 11 days or 42 days, you’ll repay the same amount.

What optional charges do they have?

Wage Day Adbance have an optional £15 charge for express payment, which means that the cash will be sent to your account the same day that you apply.

Do they charge penalties?

If you don’t repay on time, you will be subject to a £20 unpaid direct debit fee, and for 60 days after the due date, the interest will continue to gather on the account.
They prefer that you contact them if you know you are having issues, as they will discuss alternative arrangements if possible.

Do they have TV adverts?

They do not currently have any TV adverts.

Licence details

  • Company Reg No: 04179322
  • Data Protection Reg No: Z1687106

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APR

We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, KwikCash.co.uk. Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

Money Gap Limited:
- Security warning: Please beware of fraudsters using our address and see security alert on our home page.
- Is a company registered in England and Wales with company number 6617413.
- 14 Grays Inn Rd, London WC1X 8HN.
- Authorised and regulated by the Financial Conduct Authority and we can be found on the Financial Services Register with Reference Number: 726151.
- Has the Data Protection Registration Number Z1696368.

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