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Who are The Moneyshop?

The Moneyshop are part of the Dollar Financial Group, which operates worldwide. Their UK head office is based in Nottingham. They also operate the brands Payday Express and Payday UK. Online applications through The Moneyshop are primarily handled by Payday UK.

What kind of loans do they offer?

Through Payday UK, they offer payday loans online – you can see more information on our Payday UK info page. They also offer in-store options under the Money Shop brand, if there is a local shop near you.

How much can you apply for?

In-store, you can apply for up to £1,000. This will be dependent on your personal and financial circumstances, which will be assessed when you apply. If you apply online, you can apply for up to £500 the first time you apply.

How quickly can they supply the loan?

If you go instore, you can usually get the cash there and then. If you apply online, it’s usually deposited to your bank account the same hour you apply (within office hours).

What do they charge?

Applying in the shop will lead to repayment of £129.85 per £100 borrowed over a period of time up to 30 days with an APR of 363.24%. Applying online is £129.99 per £100 borrowed over a period of time up to 28 days with an APR of 390.94%.

How do their charges work?

Instore, you write a cheque for the entire repayment amount, backdated to your payday. This will be for the loan amount plus interest, and in return you will be given the cash amount of the loan amount. The cheque is cashed on your payday. Please see the Payday UK page for information about applying online.

What optional charges do they have?

There are no optional charges.

Do they charge penalties?

There is a missed payment default fee of £29, whether you apply in person or online. There will also be continued interest of 1% per day on the cheque-based applications, and it may be reported to credit reference agencies.

Do they have TV adverts?

Yes, they’ve been running TV campaigns for some time now.

Licence details / Awards

  • They were awarded the National Pawnbrokers Association Employer of the Year in 2013.
  • Registered Number 2685515
  • Consumer Credit Licence Number 334154
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We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

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