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Sunny are one of the UK’s largest providers of short-term lending solutions and were first established in the UK market in 2013.

What kind of loans do Sunny offer?

Sunny offer loans from £100 to £2500. The minimum term contract for a Sunny Loan is 6 months, however you are able to repay early at any time without penalty. As interest is charged daily, repaying early will save you money.

Loans of up to £950 are available over a maximum period of 6 months.

Loans from £1000 to £1400 are available over a maximum period of 7 months.

Loans from £1500 to £1900 are available over a maximum period of 9 months.

Loans from £2000 to £2400 are available up to a maximum period of 11 months.

Loans of £2500 are available up to a maximum period of 14 months.

How much can you apply for?

Sunny offers fixed sum instalment loans from £100 to £2,500.

How quickly can they supply the loan?

Sunny's easy-to-follow online application allows you to request the cash you need when you most need it - and get a decision within minutes. Then if approved, cash could be sent to your bank within 15 minutes.

What do they charge?

Representative Example: Loan amount £400.00 repayable over 6 months. Total amount repayable £752.24 in 6 payments of £125.38. Interest 292% p.a. fixed. Representative 1291% APR

How do their charges work?

Due dates will be set to your pay dates. Payments are taken via debit card.

What optional charges do they have?

There are no additional charges. You can repay your loan earlier than your agreed loan term.

Do they charge penalties?

If you do not repay on time Sunny will advise you to contact their support team at the earliest opportunity. If you cannot pay on time or pay less than agreed Sunny do not charge you anything extra.

Licence details

FCA Interim Permissions Reference Number: 594425

How are you protected?

Sunny are members of the following trade bodies;
Authorised and regulated by the Financial Conduct Authority
Members of the Consumer Finance Association
Members of the Consumer Credit Trade Association
Members of the PCI Security Standards Council

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We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

Money Gap Limited:
- Security warning: Please beware of fraudsters using our address and see security alert on our home page.
- Is a company registered in England and Wales with company number 6617413.
- 14 Grays Inn Rd, London WC1X 8HN.
- Authorised and regulated by the Financial Conduct Authority and we can be found on the Financial Services Register with Reference Number: 726151.
- Has the Data Protection Registration Number Z1696368. is a trademark and trading name of Money Gap Limited.
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