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Payday UK - who are they?

Payday UK is the main trading name for Instant Cash Loans Ltd, who are part of the DFC Global Corp. They have been operational since 2003 and have a registered office in London. DFC also operates Payday Express and the Money Shop websites.

What kind of loans do they offer?

They offer a short term loan, which means you choose to repay the loan amount along with any interest, in instalments ranging from 1 to 5 months.

How much can you apply for?

You can apply for payday loans of up to £1,000 with Payday UK.

How quickly can they supply the loan?

They can usually supply the loan to you within the hour, depending what time you apply. They operate hourly deposit times between 4am – midnight 7 days a week.

What do they charge?

They charge £0.80 interest per day for per £100 you borrow. There are no extra transmissions or application charges.

How do their charges work?

They wil charge 0.80% per £100 per day as they charge a daily interest.

What optional charges do they have?


Licence details / Awards

  • They were a finalist for ‘Alternative Lender of the Year’ in the Credit Today awards in 2012.
  • Registration Number: 2685515
  • Interim Permissions Reference Number: 334154
  • VAT Number: GB896 1022 16
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We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

Money Gap Limited:
- Security warning: Please beware of fraudsters using our address and see security alert on our home page.
- Is a company registered in England and Wales with company number 6617413.
- 14 Grays Inn Rd, London WC1X 8HN.
- Authorised and regulated by the Financial Conduct Authority and we can be found on the Financial Services Register with Reference Number: 726151.
- Has the Data Protection Registration Number Z1696368. is a trademark and trading name of Money Gap Limited.
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