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Who are Open Door Loans?

Open Door Loan is a UK based lender, with offices based in Portsmouth. They’re part of Aberdeen Financial Limited, a company based in Cornwall. They have been operational since 2009.

What kind of loans do they offer?

Open Door Loan offer payday loans until your next payday (or, in the cases where your payday is due in the next few days, the following payday) or up to 31 days. This means that the entire amount of the loan, including any charges and interest, will be paid off in a single instalment, usually designed to fall on your next payday.

How much can you apply for?

If you have never used Open Door Loan before, you can apply for up to £400. If you are a returning customer, you can apply for up to £1050. This is not a guarantee that you will receive the amount you applied for, as you may be approved for a smaller amount depending on your credit approval.

How quickly can they supply the loan?

They usually supply the loan the same day as application, although in some cases it will be the following day (especially if application is made after 2.30pm).

What do they charge?

Open Door loan charge a flat rate of £30 per £100 for the term of the loan. Their Representative APR is 1582%.

How do their charges work?

They charge a flat rate, which means that you repay the same amount at any point in the loan period, whether you borrow for 10 days or 30 days. They don’t charge any further application or transmission fees.

What optional charges do they have?

They don’t charge any optional fees.

Do they charge penalties?

They state on their website that they may levy charges in the case of non-payment, but they do not state how much.

Do they have TV adverts?

They do not currently have any TV adverts.

Licence details

  • Reg No: 6934204
  • Consumer Credit License: 629108
  • Data Protection: Z1814175
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We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

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