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MYJAR - learn more about them?

MYJAR is a long-established UK based direct lender that has been rated 5-stars by customers.

What kind of loans do they offer?

MYJAR offer flexible instalment loans. You can borrow over 1 or 3 months as a first time customer. Returning customers can also borrow over 6 and 12 months. All loans are subject to status. MYJAR short-term loans should not be used as a long-term financial solution and you should only borrow from MYJAR if you are sure that you will be able to repay on time.

How much can you apply for?

First time customers can only apply for amounts up to £1000 and, as they get to know returning customers better, they will lend up to £2500.

How quickly can they supply the loan?

Once you have been approved to borrow, they will usually send money directly to your bank account within 15 minutes.

What do they charge?

With a MYJAR loan for one month every £100 you borrow you pay back 80p per day interest. There is a lower rate of interest for loans of 3, 6 and 12 months. This works out with a Representative APR of 1270%. Representative example: BORROW: £100 FOR 90 DAYS INTEREST: £24.00 TOTAL TO REPAY: £124.00. Annual interest 292% (variable).

How do their charges work?

Depending on the duration of the loan MYJAR will charge a flat rate per day for every £100 you borrow. You can repay early in full or part to save some money. They do not charge any further application or transmission fees.

What optional charges do they have?

They don’t charge any extra or optional charges.

Do they charge penalties?

If you do not make your payment on time, a default fee of £15 will be charged 3 days after you 1st missed a repayment. Interest is charged at a daily rate on all amounts not paid by the due date.

Licence details

  • Interim Permissions Reference Number: 618997
  • MYJAR – PO Box 609, Salford, M5 0HD
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We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

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- Is a company registered in England and Wales with company number 6617413.
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