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How Loans work with KwikCash

HOW IT WORKS

How to apply:

Visit our application form and tell us how much money you are looking to borrow. You will need to complete the details to let us know who you are, where you live and where you work (because you will need to be at least 18 years old, in employment and a UK resident with a UK bank account in order to apply for a loan with KwikCash).

You'll also need to give details about your income and expenditure to help with affordability checks and debit card details so a repayment plan can be set up if you decide to accept a loan offer.

How we could get it for you:

We will show your application information to the lenders we work with so they can assess the information provided and decide whether or not they would be interested in offering you a short term loan.

The entire process should take less than three minutes.

Most lenders give a response in seconds and we won't show the information to any lender for more than 30 seconds before moving onto the next lender in the list.

If matched to a lender you will be shown the loan offer and given an opportunity to accept the offer. You will then complete the process directly with the lender.

It can take a few minutes to show your application to all lenders, so we recommend waiting at least 3 minutes after your application to ensure you receive the best possible offer.

What you'll get:

If accepted, you will receive a loan offer from one of our lenders that are interested in supplying you with a short term loan.

This offer will clearly detail the terms of the loan, including APR and other important factors.

If you are unsuccessful, you may be shown some alternative financial products

Keeping your data secure

At KwikCash we are committed to keeping your data secure in line with the Data Protection Act and will only pass your information to third parties if they are part of the lending process.

You can find out more about our privacy policy and terms and conditions by simply checking those pages. If you are transferred through to a lender, we advise you to check their terms and conditions and privacy policies before accepting any loan offers.

If you want more time to consider, you will be able to receive an email copy of your offer. Be aware, some lenders may only have offers open for a short amount of time.

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APR

We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, KwikCash.co.uk. Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

Money Gap Limited:
- Security warning: Please beware of fraudsters using our address and see security alert on our home page.
- Is a company registered in England and Wales with company number 6617413.
- 14 Grays Inn Rd, London WC1X 8HN.
- Authorised and regulated by the Financial Conduct Authority and we can be found on the Financial Services Register with Reference Number: 726151.
- Has the Data Protection Registration Number Z1696368.

KwikCash.co.uk is a trademark and trading name of Money Gap Limited.
Copyright © 2014 Money Gap Limited. All Rights Reserved.