By continuing on this website you agree to our Privacy policy regarding cookies|Terms and Conditions

Loan Charges and APR Information


It is free to apply for a quick cash loan with KwikCash. We won’t charge you a penny.

In order to give an overall idea of how much you’re likely to repay when you take out a payday loan, our representative example shows the amounts you’re most likely to be charged.

These figures represent over half of the loans borrowed from lenders through KwikCash. Some will be cheaper while some will be more expensive.

It is important to bear in mind that short term loans are designed for short term needs only and can become much more expensive if you don’t repay them on time.

Please read our Things to Consider section.

Why is the APR so high?

Annual Percentage Rates (APRs) are a standard European requirement to be shown on any representation of credit and are used to compare loans offers.

In order to show what they would be like on an annual basis, the interest rate is treated as if you took out the loan (without repaying it) for an entire year, rather than repaying it completely within a shorter period - e.g. 3 months (the minimum loan term available through Kwik Cash)

Although APR's can be confusing, we believe that they help people to take a closer look at how much they'll be borrowing and repaying, especially when comparing different loan offers from multiple providers.

APR's can also help to prevent people from applying for a loan they cannot afford, by illustrating the potential cost of borrowing.

At Kwik Cash, customers can apply for a short-term loan from 3 - 12 months from a panel of fully FCA regulated lenders.

I have read and accept Privacy Policy and Website Terms & Conditons
I wish to opt in to SMS, telephone, and email marketing.


We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

Money Gap Limited:
- Security warning: Please beware of fraudsters using our address and see security alert on our home page.
- Is a company registered in England and Wales with company number 6617413.
- 14 Grays Inn Rd, London WC1X 8HN.
- Authorised and regulated by the Financial Conduct Authority and we can be found on the Financial Services Register with Reference Number: 726151.
- Has the Data Protection Registration Number Z1696368. is a trademark and trading name of Money Gap Limited.
Copyright © 2019 Money Gap Limited. All Rights Reserved.