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How it works


KwikCash is part of Money Gap Limited and operates as a short-term loan website. We are authorized by the FCA as a consumer credit broker. We operate in accordance with FCA regulation and in compliance with ICO requirements and GDPR. First and foremost, we care about our customers and their privacy.

Should you wish to contact our customer services or make a complaint, please let us know so we can deal with your request promptly.

You can find our FCA authorization here.

When you apply with KwikCash, if approved, you'll be given a lender that is interested in your application from our panel of direct lenders.

You then deal with the lender directly, with no further input from us. We won't charge you a penny for your application, even if you find a loan. This is because we work with the lenders and they pay us for any leads we generate for them. What this means for you is that you can use our site, secure in the knowledge that we won't charge you for anything.

We keep your data secure in line with the Data Privacy Act and only pass it to third parties if they are part of the lending process. You can find out more about our privacy policy and terms and conditions by simply checking those pages. If you're transferred through to a lender, we advise you to check their terms and conditions and privacy policies before accepting any loan offers.

We are experienced in dealing with payday lenders, as we have experience in operating brands like KwikCash, CashLady and iLoans.

Our customer services centre is available between 9am and 6pm Mondays to Fridays. You can contact us on:


If you would like to contact us in writing, you can send us mail addressed to:
KwikCash/Money Gap Limited
14 Gray's Inn Road

Please note that we do not accept visitors to the offices.

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We work with a number of lenders and their APRs vary. This example shows the average figures.

Money Gap Limited operate and own the credit brokerage site, Money Gap Limited is not a lender nor does it provide credit to consumers. If you decide to apply on this site, your application will be shown to a variety of our lending partners to consider. We receive a commission from the lenders we work with after successful applicants are passed on from this website. Approval is subject to status and all applicants must have reached 18 years of age or older. The information provided on this website is for the purpose of explaining the lending process and should not be considered financial advice.

Money Gap Limited:
- Security warning: Please beware of fraudsters using our address and see security alert on our home page.
- Is a company registered in England and Wales with company number 6617413.
- 14 Grays Inn Rd, London WC1X 8HN.
- Authorised and regulated by the Financial Conduct Authority and we can be found on the Financial Services Register with Reference Number: 726151.
- Has the Data Protection Registration Number Z1696368. is a trademark and trading name of Money Gap Limited.
Copyright © 2019 Money Gap Limited. All Rights Reserved.